[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.realfa.cz\/pujcka-pro-podnikatele\/#Article","mainEntityOfPage":"https:\/\/www.realfa.cz\/pujcka-pro-podnikatele\/","headline":"P\u016fj\u010dka pro podnikatele","name":"P\u016fj\u010dka pro podnikatele","description":"Ka\u017ed\u00fd podnikatel V\u00e1m potvrd\u00ed, \u017ee jak\u00e9koli podnik\u00e1n\u00ed je samo o sob\u011b tvrd\u00e9 \u0159emeslo, kde se tmav\u00e9 a sv\u011btl\u00e9 chvilky st\u0159\u00eddaj\u00ed v\u00edce ne\u017e kde jinde a \u010dasto nadejde dob, kdy je \u010dlov\u011bk na dn\u011b \u2013 bezradn\u00fd a pot\u0159ebuje pomoc. Mnoho bank dnes nab\u00edz\u00ed spoustu r\u016fzn\u00fdch \u00fav\u011br\u016f jak pro za\u010d\u00ednaj\u00edc\u00ed podnikatele, tak pro lidi, kte\u0159\u00ed vedou svou \u017eivnost ji\u017e n\u011bjak\u00fd ten p\u00e1tek. P\u016fj\u010dka do za\u010d\u00e1tku podnik\u00e1n\u00ed
 V prvn\u00ed \u0159ad\u011b byste si m\u011bli...","datePublished":"2020-10-10","dateModified":"2023-05-22","author":{"@type":"Person","@id":"https:\/\/www.realfa.cz\/author\/#Person","name":"","url":"https:\/\/www.realfa.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/014a645f9f16d49aceddb25e316448c724bd78e7db0ee7a34c29417d5ca39ef1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/014a645f9f16d49aceddb25e316448c724bd78e7db0ee7a34c29417d5ca39ef1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"realfa.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.realfa.cz\/pujcka-pro-podnikatele\/","wordCount":501,"articleBody":" Ka\u017ed\u00fd podnikatel V\u00e1m potvrd\u00ed, \u017ee jak\u00e9koli podnik\u00e1n\u00ed je samo o sob\u011b tvrd\u00e9 \u0159emeslo, kde se tmav\u00e9 a sv\u011btl\u00e9 chvilky st\u0159\u00eddaj\u00ed v\u00edce ne\u017e kde jinde a \u010dasto nadejde dob, kdy je \u010dlov\u011bk na dn\u011b \u2013 bezradn\u00fd a pot\u0159ebuje pomoc. Mnoho bank dnes nab\u00edz\u00ed spoustu r\u016fzn\u00fdch \u00fav\u011br\u016f jak pro za\u010d\u00ednaj\u00edc\u00ed podnikatele, tak pro lidi, kte\u0159\u00ed vedou svou \u017eivnost ji\u017e n\u011bjak\u00fd ten p\u00e1tek.P\u016fj\u010dka do za\u010d\u00e1tku podnik\u00e1n\u00ed
 V prvn\u00ed \u0159ad\u011b byste si m\u011bli uv\u011bdomit, \u017ee p\u016fj\u010dka hned v za\u010d\u00e1tku podnik\u00e1n\u00ed p\u0159in\u00e1\u0161\u00ed v\u00edce nev\u00fdhod ne\u017e v\u00fdhod a \u010dlov\u011bk d\u00edky tomu z\u00edsk\u00e1v\u00e1 v\u00edce ne\u017e nemal\u00e9 b\u0159emeno v podob\u011b (mnohdy) n\u011bkolikalet\u00e9ho \u00fav\u011bru. \u010clov\u011bk nikdy nem\u00e1 zaru\u010deno, \u017ee jeho podnik\u00e1n\u00ed se rozjede aspo\u0148 trochu slibn\u011b, proto je st\u00e1le v\u00edce p\u0159\u00edpad\u016f lid\u00ed, kter\u00e9 mo\u017en\u00e1 m\u00e1te ve sv\u00e9m okol\u00ed i Vy.
 Jednoho kr\u00e1sn\u00e9ho dne se rozhodli podnikat v n\u011b\u010dem, co si mysleli, \u017ee bude \u00fasp\u011b\u0161n\u00e9, jen\u017ee sch\u00e1zeli pen\u00edze a tak \u0161li do banky. Jedin\u00e9, co zbylo po roce z podnik\u00e1n\u00ed, byla kupa dluh\u016f a probre\u010den\u00fdch noc\u00ed.
 Pokud se p\u0159esto rozhodnete pro \u00fav\u011br, m\u011bjte na pam\u011bti, \u017ee u\u017e jeho z\u00edsk\u00e1n\u00ed nen\u00ed snadn\u00e9, proto\u017ee samoz\u0159ejm\u011b i banka chce m\u00edt jistotu, co\u017e ve 14 dn\u00ed star\u00e9m podnik\u00e1n\u00ed nevid\u00ed, proto chce ru\u010dit n\u011b\u010d\u00edm opravdu cenn\u00fdm a p\u0159esto je je\u0161t\u011b schopna si sv\u00e9 klienty vyb\u00edrat.
 V sou\u010dasnosti takov\u00e9to \u00fav\u011bry nab\u00edz\u00ed nap\u0159. Moneta nebo \u010cesk\u00e1 spo\u0159itelna, kdypodm\u00ednky jsou opravdu p\u0159\u00edsn\u00e9, viz n\u00ed\u017ee:
 \u00b7 Bu\u010f z\u00e1stava v podob\u011b nemovitosti, nebo ru\u010ditele schopn\u00e9ho splatit a\u017e 130% z po\u017eadovan\u00e9ho \u00fav\u011brov\u00e9ho r\u00e1mce
 \u00b7 Nejmen\u0161\u00ed mo\u017en\u00fd \u00farok je 8%
 \u00b7 Mus\u00edte tak\u00e9 bance sd\u011blit sv\u016fj podnikatelsk\u00fd z\u00e1m\u011br, kdy banka je\u0161t\u011b m\u016f\u017ee zv\u00e1\u017eit, zda se j\u00ed zd\u00e1 V\u0161e podnik\u00e1n\u00ed dostate\u010dn\u011b perspektivn\u00edP\u016fj\u010dka pro ji\u017e \u201czab\u011bhl\u00e9\u201c
 Pokud m\u00e1te ji\u017e podnik\u00e1n\u00ed, kter\u00e9 n\u011bjakou dobu (dob\u0159e) funguje, bude situace pro V\u00e1s mnohem snaz\u0161\u00ed. Nejsnaz\u0161\u00ed pro V\u00e1s bude z\u00edskat \u00fav\u011br nap\u0159. na nov\u00e9 vybaven\u00ed firmy, hor\u0161\u00ed to bude, pokud chcete p\u016fj\u010dkou \u0159e\u0161it do\u010dasn\u00e9 v\u00fdpadky financ\u00ed nebo dokonce dlouhodob\u00e9 finan\u010dn\u00ed probl\u00e9my.
 V sou\u010dasnosti \u00fav\u011bry p\u0159\u00edmo pro podnikatele a \u017eivnostn\u00edky nab\u00edz\u00ed spoust nebankovn\u00edch i bankovn\u00edch spole\u010dnost\u00ed, nap\u0159. Zonky, \u010cSOB nebo OKfin. V t\u011bchto p\u0159\u00edpadech sta\u010d\u00ed um\u011bt si vybrat z nab\u00eddky, aby V\u00e1mi zvolen\u00e1 p\u016fj\u010dka V\u00e1m vyhovovala. V\u011bt\u0161ina t\u011bchto spole\u010dnost\u00ed bude m\u00edt na V\u00e1s tak\u00e9 ji\u017e ni\u017e\u0161\u00ed po\u017eadavky ne\u017e u t\u011bch, co sv\u00e9 podnik\u00e1n\u00ed teprve rozj\u00ed\u017ed\u00ed.                                                                                                                                                                                                                                                                                                                                                                                        4.3\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dka pro podnikatele","item":"https:\/\/www.realfa.cz\/pujcka-pro-podnikatele\/#breadcrumbitem"}]}]